How Concept Work & The Claims Process

They will visit your property to survey all the damage and provide a list of recommended repairs with costs to your insurer.

Following this, we then contact your insurance company to negotiate and agree on all repairs to your property on your behalf.

Once accepted we will then project manage all building works with our qualified tradesmen and get your property back to its previous condition.

Concept will then invoice your insurance company directly; you have nothing to pay but the excess on the policy.

  • We work for you, not the insurer
  • We look after your interests throughout your property claim
  • We represent you as the Loss Adjuster represents the insurance company
  • We deal with everything – from the builders to the insurance companies
  • We Remove the stress & Hassle of dealing with a property claim

FAQs

We work for you the policyholder and not the insurance company. The insurance company will have someone looking after their interests, in the main this will be a Loss Adjuster. Our role is to ensure your interests are looked after and a full and fair settlement is reached.

No, in a nutshell, if we are appointed as your claim’s representative, there is no need to gain additional quotes, as we will survey the damage and provide a full detailed report with cost to your insurer on your behalf. This is an unfair practice by insurance companies in any instance as they are putting you in a position to vet and quantify an appropriate contractor.

Once you have signed a mandate we will handle all further contact with the insurance company and the loss adjuster or any other party. We will be chasing on your behalf so you will have your one point of contact throughout your claim “Us”. So, no need for you to sit on hold for ages listening to let’s face it poor music.

You may need to be present at the first meeting as the Loss Adjuster will ask you questions that relate to you personally, these will be in line with the questions asked when taking out the policy, however, we will be present and will field all the claim related questions and will advise prior to the visit on the questions you will be asked.

You will not need to find any contractors as we will use our fully vetted, qualified & insured tradespeople to undertake all approved works to the highest of standards, as we know what your home means to you.

The service is free to use if we undertake all works, as we are paid by your insurance company for all works undertaken. The only outlay for you is your policy excess.

Complete Residential and Commercial Building Solutions in South & West Wales

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